:root{--navy:#0b2a5b;--teal:#168187;--teal-dark:#0d6468;--coral:#168187;--amber:#168187;--sky:#eaf4f2;--paper:#fbfaf6;--white:#fff;--line:#d8e5e3;--muted:#5f7078;--soft:#f2f7f5}
*{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:86px}
body{margin:0;color:var(--navy);background:var(--paper);font-family:"DM Sans",sans-serif;-webkit-font-smoothing:antialiased}
h1,h2,h3,p{margin-top:0}
h1,h2{font-family:"Newsreader",serif;font-weight:600;line-height:.98;letter-spacing:-2px}
a{color:inherit;text-decoration:none}
button,input,select{font:inherit}
.skip-link{position:fixed;top:-60px;left:20px;z-index:100;background:var(--coral);color:#fff;padding:12px 18px}
.skip-link:focus{top:12px}
.site-header{height:86px;padding:0 clamp(22px,3.5vw,58px);display:flex;align-items:center;justify-content:space-between;gap:24px;background:rgba(252,251,247,.94);border-bottom:1px solid var(--line);position:fixed;top:0;left:0;z-index:50;width:100%;backdrop-filter:blur(12px);-webkit-backdrop-filter:blur(12px);box-shadow:0 5px 20px rgba(11,42,91,.05)}
.brand{display:flex;align-items:center;flex:0 0 auto}
.brand img{display:block;width:clamp(225px,19vw,285px);height:auto}
.site-header>.brand{padding:0;position:relative}
.brand-descriptor{position:absolute;left:19%;right:0;bottom:5px;margin:0;text-align:center;color:var(--teal-dark);font-size:8px;line-height:1;text-transform:uppercase;letter-spacing:1.45px;font-weight:700;white-space:nowrap}
.site-header nav{display:flex;align-items:center;gap:clamp(16px,1.8vw,28px);font-size:12px;font-weight:600}
.site-header nav a{position:relative}
.site-header nav a:after{content:"";position:absolute;left:0;right:100%;bottom:-8px;height:2px;background:var(--coral);transition:.2s}
.site-header nav a:hover:after,.site-header nav a[aria-current="page"]:after{right:0}
.nav-solutions:has(.nav-dropdown a[aria-current="page"])>a:after{right:0}
.nav-solutions{position:relative;display:flex;align-items:center}
.nav-dropdown{display:grid;position:absolute;top:100%;left:-18px;width:240px;padding:12px;background:#fff;border:1px solid var(--line);box-shadow:0 14px 34px rgba(16,42,67,.12);opacity:0;visibility:hidden;pointer-events:none;transform:translateY(6px);transition:opacity .15s ease,transform .15s ease,visibility .15s;z-index:30}
.nav-solutions:hover .nav-dropdown,.nav-solutions:focus-within .nav-dropdown{opacity:1;visibility:visible;pointer-events:auto;transform:translateY(0)}
.nav-dropdown a{padding:9px 7px;font-size:12px}
.nav-dropdown a:after{display:none}
.site-header nav .mobile-nav-cta{display:none}
.button{display:inline-flex;align-items:center;justify-content:center;gap:24px;border:0;border-radius:7px;padding:15px 22px;font-weight:700;cursor:pointer;transition:.2s}
.button:hover{transform:translateY(-2px);box-shadow:0 10px 25px rgba(16,42,67,.12)}
.button-small{padding:12px 17px;font-size:12px}
.button-primary,.button-secondary{background:#e87543;color:#fff}
.button-primary:hover,.button-secondary:hover{background:#d96335}
.text-link{font-size:13px;font-weight:700;border-bottom:1px solid #aab8bd;padding-bottom:4px}
.menu-button{display:none;background:transparent;border:0;cursor:pointer}
a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible,summary:focus-visible{outline:3px solid #e87543;outline-offset:4px}
.hero{padding:150px clamp(24px,5vw,78px) 66px;min-height:720px;display:grid;grid-template-columns:.87fr 1.13fr;align-items:center;gap:5vw;background:linear-gradient(105deg,var(--paper) 0 48%,#f2f7f7 48% 100%)}
.hero-copy{max-width:680px}
.eyebrow{margin-bottom:22px;color:var(--teal);font-size:10px;text-transform:uppercase;letter-spacing:1.7px;font-weight:700}
h1{font-size:clamp(58px,6vw,88px);margin-bottom:27px}
h1 em,h2 em{font-style:normal;color:var(--coral)}
.hero-lead{max-width:620px;color:#52666f;font-size:18px;line-height:1.65}
.hero-actions{display:flex;align-items:center;gap:28px;margin:34px 0}
.hero-reassurance{display:flex;flex-wrap:wrap;gap:12px 22px;color:var(--teal-dark);font-size:11px;font-weight:700}
.hero-photo{height:510px;margin:0;position:relative;overflow:hidden;border-radius:4px 4px 52px 4px;box-shadow:0 25px 60px rgba(16,42,67,.12);background:#dde9ea}
.hero-photo img{width:100%;height:100%;display:block;object-fit:cover}
.hero-photo figcaption{position:absolute;right:22px;bottom:22px;background:rgba(255,255,255,.94);padding:18px 20px;display:flex;flex-direction:column;max-width:290px;border-left:4px solid var(--coral);box-shadow:0 12px 30px rgba(16,42,67,.13)}
.hero-photo figcaption strong{font-size:13px}
.hero-photo figcaption span{font-size:11px;color:var(--muted);margin-top:5px}
.calculator-wrap{padding:70px clamp(24px,5vw,78px);display:grid;grid-template-columns:.63fr 1.37fr;gap:6vw;background:var(--sky);border-top:1px solid #deeaed;border-bottom:1px solid #deeaed}
.funding-position h2,.section-heading h2,.process h2,.support h2,.faqs h2,.apply h2{font-size:clamp(40px,4.6vw,64px);margin-bottom:22px}
.calculator-intro>p:last-child,.section-heading>p,.process-heading>p,.support-copy>p,.faq-intro>p{line-height:1.7;color:var(--muted);font-size:14px}
.calculator{background:#fff;box-shadow:0 18px 45px rgba(16,42,67,.08);display:grid;grid-template-columns:1.3fr .7fr;border-radius:10px;overflow:hidden;border:1px solid #dbe7e9}
.calc-controls{padding:32px 34px}
.calc-controls label{display:block;margin-bottom:26px}
.calc-controls label>span{display:flex;justify-content:space-between;gap:20px;font-size:12px}
.calc-controls output{color:var(--teal);font-weight:700}
.calc-controls input[type=range]{width:100%;accent-color:var(--coral);margin-top:14px}
.purpose-select{margin-bottom:26px!important}
.purpose-select select{width:100%;padding:13px 14px;margin-top:10px;border:1px solid var(--line);background:#fff;color:var(--navy);border-radius:5px}
.calc-result{background:var(--navy);color:#fff;padding:34px 30px;display:flex;flex-direction:column;justify-content:center}
.calc-result small{text-transform:uppercase;letter-spacing:1.2px;font-size:9px;color:#b6cad5}
.calc-result>strong{font:600 clamp(42px,4vw,58px) "Newsreader";margin:8px 0}
.calc-result>span{font-size:10px;color:#b8c9d2}
.calc-result .button{margin:24px 0 14px}
.calc-result p{font-size:9px;line-height:1.5;color:#9fb5c0;margin:0}
.funding-position{padding:92px clamp(24px,5vw,78px);background:var(--sky);border-top:1px solid #deeaed;border-bottom:1px solid #deeaed}
.funding-position-heading{display:grid;grid-template-columns:1fr 1fr;column-gap:7vw;align-items:end;margin-bottom:42px}
.funding-position-heading .eyebrow{grid-column:1/-1}
.funding-position-heading h2{margin:0;max-width:760px}
.funding-position-heading>p:last-child{color:var(--muted);line-height:1.7;font-size:14px;max-width:540px;margin:0}
.funding-paths{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.funding-paths article{background:#fff;border:1px solid #d8e5e7;border-radius:8px;padding:34px 36px;box-shadow:0 12px 35px rgba(16,42,67,.05)}
.funding-paths article>span{font-size:10px;color:var(--teal);font-weight:700}
.funding-paths h3{font:600 29px "Newsreader";margin:0 0 12px}
.funding-paths p{color:var(--muted);line-height:1.65;font-size:13px}
.funding-paths ul{list-style:none;padding:16px 0 0;margin:18px 0 0;border-top:1px solid var(--line)}
.funding-paths li{padding:8px 0 8px 21px;position:relative;font-size:12px;font-weight:600}
.funding-paths li:before{content:"✓";position:absolute;left:0;color:var(--teal)}
.funding-position-close{margin-top:18px;padding:25px 28px;background:#fff;border-left:4px solid var(--coral);display:grid;grid-template-columns:1fr 1fr;gap:6vw;align-items:center}
.funding-position-close p{font:600 21px/1.35 "Newsreader";margin:0}
.funding-position-close>div{display:flex;align-items:center;justify-content:space-between;gap:24px}
.funding-position-close strong{font-size:12px;line-height:1.55;max-width:300px}
.funding-position-close .button{white-space:nowrap}
.section{padding:105px clamp(24px,5vw,78px)}
.section-heading{display:flex;justify-content:space-between;align-items:end;gap:60px;margin-bottom:48px}
.section-heading>p{max-width:470px}
.need-grid{display:grid;grid-template-columns:repeat(4,1fr);border:1px solid var(--line);background:#fff}
.need-card{min-height:440px;padding:28px;display:flex;flex-direction:column;border-right:1px solid var(--line);transition:.23s}
.need-card:last-child{border:0}
.need-card>span{font-size:10px;color:var(--coral);font-weight:700}
.need-card h3{font:600 25px "Newsreader";margin:38px 0 12px}
.need-card p{font-size:13px;line-height:1.65;color:var(--muted)}
.need-card ul{list-style:none;margin:20px 0 24px;padding:0;display:grid;gap:8px}
.need-card li{position:relative;padding-left:14px;font-size:12px;line-height:1.4;color:var(--navy)}
.need-card li:before{content:"";position:absolute;left:0;top:.55em;width:5px;height:5px;border-radius:50%;background:var(--coral)}
.need-card li a{display:inline-block;border-bottom:1px solid transparent;color:var(--navy);transition:.15s}
.need-card li a:hover{border-color:var(--coral);color:var(--teal)}
.need-card-cta{display:flex;justify-content:space-between;align-items:center;gap:10px;font-size:12px;font-weight:700;margin-top:auto;padding-top:17px;border-top:1px solid var(--line);color:var(--teal)}
.need-card-cta i{font-style:normal;font-size:17px;transition:.15s}
.need-card-cta:hover i{transform:translateX(3px)}
.need-card:hover{background:var(--sky);transform:translateY(-5px);box-shadow:0 15px 35px rgba(16,42,67,.08)}
.need-card-featured{background:var(--sky);border-top:4px solid var(--coral)}
.more-needs{display:flex;justify-content:space-between;gap:20px;padding:21px 25px;background:#f1f5f3;font-size:12px}
.more-needs strong{color:var(--teal)}
.scenario-preview{background:#fff;border-top:1px solid var(--line)}
.scenario-preview-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}
.scenario-preview-grid a{display:flex;flex-direction:column;border:1px solid var(--line);background:var(--paper);padding-bottom:20px;transition:.2s;overflow:hidden}
.scenario-preview-grid a:hover{transform:translateY(-4px);box-shadow:0 15px 34px rgba(16,42,67,.09)}
.scenario-preview-grid img{width:100%;height:175px;display:block;object-fit:cover;margin-bottom:21px}
.scenario-preview-grid span{display:block;padding:0 21px;color:var(--teal);font-size:11px;font-weight:700;text-transform:uppercase;letter-spacing:1px}
.scenario-preview-grid h3{padding:0 21px;margin:10px 0 12px;font:600 21px/1.15 "Newsreader"}
.scenario-preview-grid p{padding:0 21px;margin:0;color:var(--muted);font-size:11px;line-height:1.6}
.scenario-preview-grid b{display:flex;justify-content:space-between;align-items:center;margin:20px 21px 0;padding-top:14px;border-top:1px solid var(--line);color:var(--teal);font-size:11px}
.scenario-preview-grid b i{font-style:normal;font-size:15px;transition:.15s}
.scenario-preview-grid a:hover b i{transform:translateX(3px)}
.scenario-preview-link{display:flex;justify-content:space-between;margin-top:14px;padding:19px 22px;background:var(--sky);font-size:12px;font-weight:700}
.scenario-preview-link strong{color:var(--teal)}
.term-control.is-hidden{display:none}
.process{background:var(--sky);color:var(--navy);border-top:1px solid #deeaed;border-bottom:1px solid #deeaed}
.process .eyebrow{color:var(--teal)}
.process-heading{display:grid;grid-template-columns:minmax(0,1.15fr) minmax(340px,.85fr);gap:clamp(60px,8vw,120px);align-items:start;margin-bottom:68px}
.process-heading .eyebrow{grid-column:1/-1;margin-bottom:-28px}
.process-heading h2{margin:0;max-width:760px}
.process-intro{display:grid;gap:28px;padding-top:12px}
.process-intro>p{color:var(--muted);margin:0;max-width:570px}
.process-photo{height:260px;margin:0;overflow:hidden;border-radius:4px 4px 34px 4px;box-shadow:0 18px 42px rgba(16,42,67,.12)}
.process-photo img{width:100%;height:100%;display:block;object-fit:cover;object-position:center}
.steps{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:18px;position:relative;margin-top:28px}
.steps:before{content:"";position:absolute;left:28px;right:28px;top:0;height:2px;background:#bad2d5}
.steps article{min-height:250px;margin-top:28px;padding:50px 24px 26px;position:relative;background:rgba(255,255,255,.88);border:1px solid #cfdee0;border-radius:10px;box-shadow:0 12px 28px rgba(16,42,67,.05)}
.steps article>span{position:absolute;z-index:2;left:50%;top:-28px;transform:translateX(-50%);width:56px;height:56px;display:grid;place-items:center;border:5px solid var(--sky);border-radius:50%;color:#fff;font-size:14px;font-weight:700;background:var(--teal);box-shadow:0 0 0 2px var(--teal)}
.steps article:not(:last-child):after{content:"→";position:absolute;right:-24px;top:-12px;z-index:3;width:28px;height:22px;display:grid;place-items:center;background:var(--sky);color:var(--coral);font-size:20px;font-weight:700}
.steps h3{min-height:46px;font:600 21px/1.15 "Newsreader";margin:0 0 14px;padding-bottom:14px;border-bottom:1px solid var(--line)}
.steps p{margin:0;font-size:12px;line-height:1.7;color:var(--muted)}
.support{display:grid;grid-template-columns:1fr 1fr;gap:9vw;align-items:center;background:#fff}
.support-copy h2{max-width:650px}
.support-photo{height:460px;margin:0;overflow:hidden;border-radius:4px 4px 42px 4px;box-shadow:0 18px 42px rgba(16,42,67,.12)}
.support-photo img{width:100%;height:100%;display:block;object-fit:cover;object-position:center}
.support-copy>p{max-width:620px;margin-bottom:30px}
.support-points{padding-top:150px}
.support-points article{display:grid;grid-template-columns:44px 1fr;gap:18px;padding:20px 0;border-top:1px solid var(--line)}
.support-points article>span{width:38px;height:38px;border-radius:50%;display:grid;place-items:center;background:var(--sky);color:var(--teal);font-weight:700}
.support-points article.lender-access-note{padding:22px;background:var(--sky);border-top:0;border-left:4px solid var(--teal);margin:10px 0}
.support-points article.lender-access-note>span{background:#fff}
.support-points h3{font:600 18px "Newsreader";margin:0 0 7px}
.support-points p{font-size:12px;line-height:1.6;color:var(--muted);margin:0}
.support-points article.role-note{padding:22px;background:var(--sky);border-top:0;border-left:4px solid var(--teal);margin:10px 0}
.support-points article.role-note>span{background:#fff;font-family:"Newsreader",serif;font-size:18px}
.fee-section{padding:30px clamp(24px,5vw,78px);display:grid;grid-template-columns:.5fr 1.5fr;align-items:center;gap:6vw;background:#fff;color:var(--navy);border-top:4px solid var(--coral);border-bottom:1px solid var(--line)}
.fee-section strong{font:600 28px "Newsreader"}
.fee-section p{margin:0;line-height:1.65;font-size:12px;color:var(--muted)}
.faqs{display:grid;grid-template-columns:.65fr 1.35fr;gap:9vw}
.faq-intro{position:sticky;top:110px;align-self:start}
.faq-intro .button{margin-top:12px}
.faq-cta{margin-top:26px}
.accordion details{border-top:1px solid var(--line)}
.accordion details:last-child{border-bottom:1px solid var(--line)}
.accordion summary{list-style:none;cursor:pointer;padding:23px 0;font:600 18px "Newsreader";display:flex;justify-content:space-between}
.accordion summary::-webkit-details-marker{display:none}
.accordion summary span{font:400 22px sans-serif;transition:.2s}
.accordion details[open] summary span{transform:rotate(45deg)}
.accordion details p{font-size:13px;line-height:1.7;color:var(--muted);padding:0 35px 23px 0;margin:0}
.best-fit{display:grid;grid-template-columns:.72fr 1.28fr;gap:7vw;align-items:start;background:#fff;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.best-fit h2{font-size:clamp(40px,4.6vw,64px);margin:0;max-width:630px}
.best-fit-copy{padding:28px 30px;background:var(--sky);border-left:4px solid var(--coral);border-radius:0 8px 8px 0}
.best-fit-copy p{font-size:14px;line-height:1.7;color:var(--muted);margin:0}
.best-fit-copy p+p{margin-top:16px}
.apply{display:grid;grid-template-columns:.72fr 1.28fr;gap:7vw;background:var(--sky)}
.apply-copy ul{list-style:none;padding:0;margin:28px 0}
.apply-copy li{margin:10px 0;font-size:12px}
.apply-copy li:before{content:"✓";color:var(--teal);font-weight:700;margin-right:10px}
.funding-form{background:#fff;color:var(--navy);padding:36px 40px;min-height:510px;box-shadow:0 18px 45px rgba(16,42,67,.08)}
.form-progress{display:flex;justify-content:space-between;font-size:10px;text-transform:uppercase;letter-spacing:1px}
.form-progress strong{font-weight:500;color:var(--muted)}
.form-progress-bar{height:3px;background:#e8eded;margin:15px 0 34px}
.form-progress-bar span{display:block;width:20%;height:100%;background:var(--coral);transition:.3s}
.form-step{display:none}
.form-step.active{display:block}
.form-step fieldset{border:0;padding:0;margin:0}
.form-step legend{font:600 22px "Newsreader";display:block;margin-bottom:22px;width:100%}
.choice-grid{display:grid;grid-template-columns:1fr 1fr;gap:8px}
.choice-grid button{padding:14px;background:#fff;border:1px solid #bfd4d2;border-radius:5px;text-align:left;font-weight:700;font-size:11px;cursor:pointer;box-shadow:0 3px 9px rgba(11,42,91,.035)}
.choice-grid button:hover,.choice-grid button.selected{border-color:var(--teal);background:#eaf5f6}
.purpose-grid button{min-height:56px;padding:16px 17px;display:flex;align-items:center;position:relative;font-size:13px;line-height:1.3}
.purpose-grid button:after{content:"→";margin-left:auto;color:var(--teal);font-size:15px}
.form-step label{display:block}
.form-step label span{display:block;font-size:10px;font-weight:700;margin:3px 0 6px}
.form-step input:not([type=hidden]){width:100%;padding:13px;margin-bottom:9px;border:1px solid var(--line);font-size:13px}
.funding-details{margin-top:20px;padding-top:18px;border-top:1px solid var(--line)}
.form-step .funding-details>span{font-size:12px;margin-bottom:8px;color:var(--navy)}
.funding-details span small{font-weight:500;color:var(--muted)}
.funding-details textarea{display:block;width:100%;min-height:96px;padding:13px 14px;border:1px solid var(--line);border-radius:2px;background:#fff;color:var(--navy);font:13px/1.5 "DM Sans",sans-serif;resize:vertical}
.funding-details textarea:focus{outline:2px solid rgba(25,130,133,.2);border-color:var(--teal)}
.funding-details .field-help{display:block;margin-top:7px;color:var(--muted);font-size:10px;line-height:1.4}
.route-grid{grid-template-columns:1fr!important;gap:12px}
.route-grid button{min-height:82px;text-align:left!important;padding:17px 19px!important}
.route-grid button strong{display:block;font-size:14px;color:inherit}
.route-grid button small{display:block;margin-top:5px;font-size:11px;line-height:1.4;color:var(--muted);font-weight:500}
.route-grid button.selected small{color:rgba(255,255,255,.78)}
.route-options[hidden]{display:none}
.input-row{display:grid;grid-template-columns:1fr 1fr;gap:10px}
.form-nav{display:flex;justify-content:space-between;align-items:center;margin-top:27px}
.back-button{border:0;background:none;font-weight:700;color:var(--muted);cursor:pointer}
.back-button:disabled{opacity:0}
.form-disclaimer{font-size:11px;line-height:1.55;color:#667b83;margin:17px 0 0}
.form-disclaimer a{color:var(--teal);font-weight:700;text-decoration:underline;text-underline-offset:2px}
.form-trap{position:absolute!important;left:-10000px!important;width:1px!important;height:1px!important;overflow:hidden!important}
.form-error{color:#a33737;font-size:12px;font-weight:600;margin-top:10px}
.success-message{display:none;text-align:center;padding:35px 10px}
.success-message div{width:54px;height:54px;border-radius:50%;background:var(--teal);color:#fff;display:grid;place-items:center;margin:0 auto 18px}
.success-message h3{font:600 25px "Newsreader"}
.success-message p{color:var(--muted);line-height:1.6}
.funding-form.success .form-progress,.funding-form.success .form-progress-bar,.funding-form.success .form-step,.funding-form.success .form-nav,.funding-form.success .form-disclaimer{display:none}
.funding-form.success .success-message{display:block}
footer{padding:60px clamp(24px,5vw,78px) 28px;background:#eef5f3;color:var(--navy);border-top:1px solid #d5e3e0}
.footer-main{display:flex;justify-content:space-between;gap:50px}
.footer-main p{color:var(--muted);font-size:12px}
.footer-brand{padding:0;position:relative;display:inline-flex}
.footer-brand img{width:265px}
.footer-nav{display:flex;gap:28px;flex-wrap:wrap;font-size:11px;color:#47646d}
.footer-nav a[aria-current="page"]{color:var(--navy);font-weight:700;text-decoration:underline;text-decoration-color:var(--coral);text-underline-offset:5px}
.footer-bottom{border-top:1px solid #ceddda;margin-top:42px;padding-top:22px;display:flex;justify-content:space-between;gap:30px;color:#62777f;font-size:11px;line-height:1.5}
.footer-bottom span:last-child{text-align:right;max-width:680px}

@media(max-width:1000px){.site-header nav{gap:16px}
.hero{grid-template-columns:1fr 1fr}
.calculator-wrap{grid-template-columns:1fr}
.need-grid{grid-template-columns:1fr 1fr}
.scenario-preview-grid{grid-template-columns:1fr 1fr}
.need-card:nth-child(2){border-right:0}
.support{gap:5vw}
}

@media(max-width:980px){.site-header nav,.header-cta{display:none}
.menu-button{display:flex;width:32px;height:28px;flex-direction:column;justify-content:center;gap:7px}
.menu-button span{display:block;width:24px;height:2px;background:var(--navy)}
.site-header nav.mobile-open{display:flex;position:absolute;top:74px;left:20px;right:20px;padding:24px;flex-direction:column;background:#fff;box-shadow:0 18px 40px rgba(16,42,67,.15)}
.site-header nav.mobile-open .nav-solutions{display:block;width:100%}
.site-header nav.mobile-open .nav-solutions>a{display:block;padding:8px 0 10px;text-align:center;font-weight:700}
.site-header nav.mobile-open .nav-dropdown{display:grid;position:static;width:100%;margin:0 0 4px;padding:8px;background:var(--soft);border:1px solid var(--line);border-radius:8px;box-shadow:none;opacity:1;visibility:visible;pointer-events:auto;transform:none}
.site-header nav.mobile-open .nav-dropdown a{padding:9px 12px;text-align:center}
.site-header nav.mobile-open .mobile-nav-cta{display:flex;align-items:center;justify-content:center;margin-top:4px;padding:13px 18px;border-radius:7px;background:#e87543;color:#fff;font-weight:700}
.site-header nav.mobile-open .mobile-nav-cta:after{display:none}
.hero{grid-template-columns:1fr;padding-top:125px}
.hero-photo{height:430px}
.calculator{grid-template-columns:1fr}
.funding-position-heading,.funding-position-close{grid-template-columns:1fr;gap:22px}
.funding-paths{grid-template-columns:1fr}
.section-heading,.process-heading{display:block}
.process-heading .eyebrow{margin-bottom:22px}
.process-intro{margin-top:30px;padding-top:0}
.support,.faqs,.best-fit,.apply{grid-template-columns:1fr}
.support-points{padding-top:28px}
.faq-intro{position:static}
.fee-section{grid-template-columns:1fr;gap:10px}
}

@media(max-width:600px){.site-header{height:70px}
.brand img{width:225px}
.brand-descriptor{font-size:7px;letter-spacing:1.1px;bottom:4px}
.hero{padding-top:108px;min-height:auto}
.hero h1{font-size:52px}
.hero-lead{font-size:16px}
.hero-actions{align-items:flex-start;flex-direction:column}
.hero-photo{height:330px;border-radius:3px 3px 30px 3px}
.hero-photo figcaption{left:14px;right:14px;bottom:14px}
.calculator-wrap{padding-top:60px;padding-bottom:60px}
.calc-controls,.calc-result{padding:27px 22px}
.section{padding-top:76px;padding-bottom:76px}
.need-grid,.steps,.choice-grid,.input-row{grid-template-columns:1fr}
.scenario-preview-grid{grid-template-columns:1fr}
.need-card{border-right:0;border-bottom:1px solid var(--line);min-height:260px}
.need-card h3{margin-top:35px}
.steps article,.steps article+article{padding:24px 0;border-right:0;border-bottom:1px solid #cbdadd;min-height:auto}
.steps h3{margin-top:18px}
.more-needs{flex-direction:column}
.funding-form{padding:27px 19px}
.footer-main,.footer-bottom{flex-direction:column}
.footer-bottom span:last-child{text-align:left}
.hero-reassurance{flex-direction:column}
.funding-position-close>div{flex-direction:column;align-items:flex-start}
.funding-position-close .button{width:100%;white-space:normal;text-align:center}
.funding-position h2,.section-heading h2,.process h2,.support h2,.faqs h2,.apply h2{font-size:42px}
}

@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}
*,*:before,*:after{animation-duration:.01ms!important;transition-duration:.01ms!important}
}

/* Finance category pages */
.solution-page{background:var(--paper)}
.solution-hero{padding:155px clamp(24px,8vw,150px) 82px;background:linear-gradient(110deg,var(--paper) 0 62%,var(--sky) 62% 100%);border-bottom:1px solid var(--line)}
.solution-hero-inner{max-width:980px}
.solution-hero h1{font-size:clamp(56px,7vw,92px);max-width:920px;margin-bottom:28px}
.solution-hero .hero-lead{max-width:760px}
.solution-breadcrumb{display:flex;gap:8px;margin-bottom:35px;font-size:11px;color:var(--muted)}
.solution-breadcrumb a{font-weight:700;color:var(--teal)}
.situation-strip{display:grid;grid-template-columns:.48fr 1.52fr;gap:7vw;align-items:start;padding:56px clamp(24px,8vw,150px);background:#fff;border-bottom:1px solid var(--line)}
.situation-strip h2{font-size:clamp(34px,4vw,52px);margin:0}
.situation-list{display:grid;grid-template-columns:repeat(2,minmax(210px,1fr));gap:12px}
.situation-list span{min-height:56px;padding:15px 20px;display:flex;align-items:center;justify-content:center;text-align:center;background:var(--sky);border:1px solid #d8e7e9;border-radius:14px;font-size:13px;line-height:1.35;font-weight:600}
.solution-page .button-primary{background:#e87543;color:#fff}
.solution-page .button-primary:hover{background:#d96335}
.product-section{padding:92px clamp(24px,8vw,150px)}
.product-section-heading{display:grid;grid-template-columns:.65fr 1.35fr;gap:7vw;align-items:end;margin-bottom:42px}
.product-section-heading h2{font-size:clamp(42px,5vw,66px);margin:0}
.product-section-heading p{max-width:570px;color:var(--muted);line-height:1.7;font-size:14px;margin:0}
.product-list{border-top:1px solid var(--line)}
.product-list details{border-bottom:1px solid var(--line);background:#fff;scroll-margin-top:100px}
.product-list summary{list-style:none;cursor:pointer;padding:25px 28px;display:flex;justify-content:space-between;align-items:center;font:600 23px "Newsreader",serif}
.product-list summary::-webkit-details-marker{display:none}
.product-list summary span{font:400 24px Arial,sans-serif;transition:.2s;color:var(--teal)}
.product-list details[open] summary span{transform:rotate(45deg)}
.product-detail{padding:0 28px 30px;display:grid;grid-template-columns:repeat(2,1fr);gap:22px 38px}
.product-detail article{padding-top:18px;border-top:1px solid var(--line)}
.product-detail h3{font:700 11px "DM Sans",sans-serif;text-transform:uppercase;letter-spacing:1.2px;color:var(--teal);margin-bottom:8px}
.product-detail p{font-size:13px;line-height:1.7;color:var(--muted);margin:0}
.product-cta{grid-column:1/-1;display:flex;justify-content:space-between;align-items:center;gap:25px;padding-top:24px;border-top:1px solid var(--line)}
.product-cta p{max-width:570px}
.product-cta .button{flex:0 0 auto;gap:12px;padding:10px 14px;border:1px solid var(--teal);border-radius:5px;background:transparent;color:var(--teal);font-size:11px;line-height:1.2;box-shadow:none}
.product-cta .button span{font-size:14px;line-height:1;transition:.15s}
.product-cta .button:hover{background:var(--teal);color:#fff;transform:none;box-shadow:none}
.product-cta .button:hover span{transform:translateX(2px)}
.solution-guidance{padding:38px clamp(24px,8vw,150px);display:flex;justify-content:space-between;align-items:center;gap:35px;background:var(--teal);color:#fff}
.solution-guidance h2{font-size:clamp(30px,4vw,46px);margin-bottom:8px}
.solution-guidance p{margin:0;color:#d8edf0;font-size:13px}
.solution-disclaimer{padding:30px clamp(24px,8vw,150px);background:#f2f4f3;color:var(--muted);font-size:12px;line-height:1.65}
@media(max-width:820px){.situation-strip,.product-section-heading{grid-template-columns:1fr}.situation-list{grid-template-columns:1fr}.solution-guidance{align-items:flex-start;flex-direction:column}.solution-hero{padding-top:125px}.product-detail{grid-template-columns:1fr}.product-cta{grid-column:auto;align-items:flex-start;flex-direction:column}}

/* Funding scenarios */
.scenario-page{background:var(--paper)}
.scenario-main{min-height:100vh;padding:126px clamp(24px,5vw,78px) 64px}
.scenario-heading{display:grid;grid-template-columns:.9fr 1.1fr;align-items:end;gap:7vw;margin-bottom:34px}
.scenario-heading h1{font-size:clamp(48px,5.5vw,74px);margin:0}
.scenario-heading-copy{max-width:620px}
.scenario-heading-copy>p{font-size:14px;line-height:1.65;color:var(--muted);margin-bottom:14px}
.illustrative-note{display:inline-flex;align-items:center;gap:8px;padding:8px 11px;background:#eaf4f2;border-left:3px solid var(--coral);font-size:10px;font-weight:700;color:#245c60}
.scenario-grid{display:grid;grid-template-columns:repeat(4,1fr);border:1px solid var(--line);background:#fff}
.scenario-card{display:flex;flex-direction:column;min-width:0;border-right:1px solid var(--line);scroll-margin-top:100px}
.scenario-card:last-child{border-right:0}
.scenario-card img{width:100%;height:190px;object-fit:cover;filter:saturate(.82) contrast(.98)}
.scenario-card-content{display:flex;flex-direction:column;flex:1;padding:22px}
.scenario-card .eyebrow{margin-bottom:12px}
.scenario-card h2{font-size:25px;line-height:1.05;letter-spacing:-.6px;margin-bottom:12px}
.scenario-card p{font-size:12px;line-height:1.6;color:var(--muted);margin-bottom:20px}
.scenario-product{margin-top:auto;padding-top:15px;border-top:1px solid var(--line);font-size:14px;font-weight:700;color:var(--teal)}
.scenario-actions{display:flex;justify-content:space-between;align-items:center;gap:25px;margin-top:28px}
.scenario-actions p{font-size:11px;line-height:1.55;color:var(--muted);max-width:700px;margin:0}
.scenario-action-link{flex:0 0 auto;display:inline-flex;align-items:center;gap:12px;padding:10px 14px;border:1px solid var(--teal);border-radius:5px;color:var(--teal);font-size:11px;font-weight:700;transition:.15s}
.scenario-action-link span{font-size:14px;transition:.15s}
.scenario-action-link:hover{background:var(--teal);color:#fff}
.scenario-action-link:hover span{transform:translateX(2px)}
@media(max-width:1000px){.scenario-grid{grid-template-columns:1fr 1fr}.scenario-card:nth-child(2){border-right:0}.scenario-card:nth-child(-n+2){border-bottom:1px solid var(--line)}}
@media(max-width:650px){.scenario-heading{grid-template-columns:1fr;align-items:start}.scenario-grid{grid-template-columns:1fr}.scenario-card,.scenario-card:nth-child(2){border-right:0;border-bottom:1px solid var(--line)}.scenario-card:last-child{border-bottom:0}.scenario-card img{height:220px}.scenario-actions{align-items:flex-start;flex-direction:column}}

/* Privacy notice */
.privacy-main{padding:145px clamp(24px,8vw,150px) 95px}
.privacy-hero{max-width:900px;margin-bottom:45px}
.privacy-hero h1{font-size:clamp(58px,7vw,92px);margin-bottom:20px}
.privacy-hero p:last-child{font-size:17px;line-height:1.65;color:var(--muted)}
.privacy-meta{display:grid;grid-template-columns:repeat(4,1fr);border:1px solid var(--line);background:#fff;margin-bottom:60px}
.privacy-meta div{display:flex;flex-direction:column;gap:7px;padding:20px 22px;border-right:1px solid var(--line)}
.privacy-meta div:last-child{border:0}
.privacy-meta strong{font-size:9px;text-transform:uppercase;letter-spacing:1px;color:var(--teal)}
.privacy-meta span{font-size:12px;font-weight:600}
.privacy-layout{display:grid;grid-template-columns:240px minmax(0,780px);gap:8vw;align-items:start}
.privacy-layout aside{position:sticky;top:110px;padding:22px;background:var(--sky);border-left:4px solid var(--coral);display:flex;flex-direction:column;gap:10px;font-size:11px}
.privacy-layout aside strong{font:600 20px "Newsreader"}
.privacy-layout aside a{color:var(--teal);font-weight:700}
.privacy-layout aside p{margin:5px 0 0;line-height:1.6;color:var(--muted)}
.privacy-content section{padding-bottom:38px;margin-bottom:38px;border-bottom:1px solid var(--line)}
.privacy-content h2{font-size:clamp(29px,3vw,38px);letter-spacing:-.6px;margin-bottom:18px}
.privacy-content h3{font-size:13px;margin:22px 0 7px;color:var(--teal)}
.privacy-content p,.privacy-content li{font-size:13px;line-height:1.75;color:var(--muted)}
.privacy-content li{margin-bottom:6px}
.privacy-content a{color:var(--teal);font-weight:700;text-decoration:underline}
.retention-table{border-top:1px solid var(--line);margin:25px 0}
.retention-table div{display:grid;grid-template-columns:.8fr 1.2fr;gap:25px;padding:15px 0;border-bottom:1px solid var(--line);font-size:11px;line-height:1.55}
.retention-table span{color:var(--muted)}
@media(max-width:820px){.privacy-meta{grid-template-columns:1fr 1fr}.privacy-meta div:nth-child(2){border-right:0}.privacy-meta div:nth-child(-n+2){border-bottom:1px solid var(--line)}.privacy-layout{grid-template-columns:1fr}.privacy-layout aside{position:static}.steps{grid-template-columns:1fr 1fr;gap:24px 18px}.steps:before,.steps article:not(:last-child):after{display:none}.steps article{min-height:auto}.steps h3{min-height:auto}}
@media(max-width:600px){.privacy-main{padding-top:110px}.privacy-meta{grid-template-columns:1fr}.privacy-meta div,.privacy-meta div:nth-child(2){border-right:0;border-bottom:1px solid var(--line)}.retention-table div{grid-template-columns:1fr;gap:5px}.steps{grid-template-columns:1fr}}

/* Contact */
.contact-main{padding:155px clamp(24px,8vw,150px) 70px;min-height:100vh}
.contact-hero{max-width:920px;padding-bottom:92px}
.contact-copy{max-width:720px}
.contact-copy h1{font-size:clamp(56px,6.6vw,88px);margin-bottom:27px}
.contact-copy>p:last-child{max-width:640px;color:var(--muted);font-size:17px;line-height:1.7}
.contact-card{max-width:760px;margin-top:58px;padding:44px 46px;background:#fff;border:1px solid var(--line);border-radius:14px;box-shadow:0 18px 45px rgba(16,42,67,.08)}
.contact-card>span{display:block;margin-bottom:12px;color:var(--teal);font-size:10px;font-weight:700;text-transform:uppercase;letter-spacing:1.4px}
.contact-card>a[href^="mailto:"]{display:inline-block;font:600 clamp(22px,2.5vw,32px)/1.2 "Newsreader",serif;border-bottom:2px solid var(--teal);overflow-wrap:anywhere}
.contact-card p{max-width:570px;margin:30px 0 0;color:var(--muted);font-size:13px;line-height:1.65}
.thank-you-card{max-width:820px}
.thank-you-mark{width:58px;height:58px;margin-bottom:25px;border-radius:50%;display:grid;place-items:center;background:var(--teal);color:#fff;font-size:25px;font-weight:700}
.thank-you-card .eyebrow{margin-bottom:32px}
.thank-you-card h1{max-width:700px;margin-bottom:22px;font-size:clamp(44px,5.4vw,72px)}
.thank-you-card>p{max-width:680px;color:var(--muted);font-size:17px;line-height:1.72}
.thank-you-next{margin-top:38px;padding-top:31px;border-top:1px solid var(--line);display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.thank-you-next article span{display:block;margin-bottom:9px;color:var(--teal);font-size:10px;font-weight:700;letter-spacing:1.2px;text-transform:uppercase}
.thank-you-next article strong{display:block;margin-bottom:8px;font:600 20px/1.2 "Newsreader",serif;color:var(--navy)}
.thank-you-next article p{color:var(--muted);font-size:13px;line-height:1.55}
.thank-you-actions{margin-top:34px;display:flex;align-items:center;gap:25px;flex-wrap:wrap}
.contact-legal{margin-top:45px;padding-top:22px;border-top:1px solid var(--line);display:grid;grid-template-columns:180px minmax(0,760px);gap:30px;color:var(--muted)}
.contact-legal strong{font-size:11px;text-transform:uppercase;letter-spacing:1px;color:var(--navy)}
.contact-legal p{margin:0;font-size:10px;line-height:1.65}
@media(max-width:820px){.contact-legal{grid-template-columns:1fr;gap:8px}}
@media(max-width:600px){.contact-main{padding-top:115px}.contact-card{padding:28px 22px}.contact-copy h1{font-size:50px}}
@media(max-width:700px){.thank-you-next{grid-template-columns:1fr}.thank-you-card h1{font-size:44px}}
/* Google Ads cookie consent */
.cookie-consent{position:fixed;z-index:1000;right:24px;bottom:24px;left:24px;display:flex;align-items:center;justify-content:space-between;gap:28px;max-width:1100px;margin:0 auto;padding:20px 22px;border:1px solid rgba(11,42,91,.15);border-radius:16px;background:#fbfaf6;box-shadow:0 16px 48px rgba(11,42,91,.18);color:#0b2a5b}.cookie-consent strong{display:block;margin-bottom:5px;font-size:1rem}.cookie-consent p{max-width:720px;margin:0;font-size:.9rem;line-height:1.5}.cookie-consent a{color:#0d6468;text-decoration:underline}.cookie-consent-actions{display:flex;flex:0 0 auto;gap:10px}.cookie-consent .button{min-width:92px;padding:11px 16px;border:0;cursor:pointer}@media(max-width:700px){.cookie-consent{right:12px;bottom:12px;left:12px;display:block;padding:18px}.cookie-consent-actions{margin-top:14px}.cookie-consent .button{flex:1}}